Schemes.co.ke

1. Introduction

Welcome to Schemes.co.ke ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

By using Schemes.co.ke, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our services.

2. Information We Collect

2.1 Personal Information

We collect information that you provide directly to us, including:

Name and email address (when you create an account)
Payment information (processed securely through M-Pesa Till Number)
Communication preferences
Any information you provide when contacting us

2.2 Automatically Collected Information

When you access our website, we automatically collect:

IP address and browser type
Device information
Pages visited and time spent on our site
Download history and usage patterns
Cookies and similar tracking technologies

3. How We Use Your Information

We use the collected information for the following purposes:

To provide, maintain, and improve our services
To process your transactions and send you related information
To send you technical notices, updates, and support messages
To respond to your comments and questions
To send you newsletters and marketing communications (with your consent)
To monitor and analyze trends, usage, and activities
To detect, prevent, and address technical issues and fraudulent activities
To comply with legal obligations

4. Information Sharing and Disclosure

4.1 We Do Not Sell Your Information

We do not sell, trade, or rent your personal information to third parties.

4.2 Service Providers

We may share your information with third-party service providers who perform services on our behalf, including:

Payment processing (M-Pesa Till Number)
Email delivery services
Website hosting and maintenance
Analytics providers

4.3 Legal Requirements

We may disclose your information if required by law or in response to valid requests by public authorities.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

Encrypted data transmission (SSL/TLS)
Secure payment processing through M-Pesa
Regular security assessments
Access controls and authentication

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

6. Your Rights and Choices

You have the following rights regarding your personal information:

Access: Request access to your personal information
Correction: Request correction of inaccurate information
Deletion: Request deletion of your personal information
Opt-out: Unsubscribe from marketing communications
Data Portability: Request a copy of your data in a portable format

To exercise these rights, please contact us at info@schemes.co.ke

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and store certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service.

8. Children's Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

9. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Email: info@schemes.co.ke
Website: https://www.books.onlinecbc.com
Contact Form: Contact Page